Chase Sapphire Preferred® Card vs Ink Business Cash® Credit Card
Compare Rewards, Interest Rates, Fees, and Benefits
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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Ink Business Cash from Chase, a business and cash back card? Read our comparison chart below.
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Chase Sapphire Preferred® Card | Ink Business Cash® Credit Card | |
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Credit Card Summary | ||
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Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | N/A | 0% introductory APR for 12 months |
| Purchase APR | 19.99% to 28.24% Variable based on your creditworthiness and other factors | 17.49% to 25.49% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 19.99% to 28.24% Variable based on your creditworthiness and other factors | 17.49% to 25.49% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | $0 | 3% of each transaction in U.S. dollars |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening | |
| Introductory Bonus Offer | Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | |
| Cash Back Rewards | Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases. | |
| Travel Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases | |
| Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases | |
| Gas Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
| Dining Rewards | 3X points on dining | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details | |
CreditDonkey® Credit Card Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | High-earning rewards card for those with excellent credit... | Excellent cash back rewards card for small business... |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. For rates and fees of the Chase Sapphire Preferred® Card, please click here. | ||
Articles on Chase Sapphire Preferred® Card
Chase Sapphire Preferred
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred® Card users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
Articles on Ink Business Cash® Credit Card
Ink Business Cash Review
Read this in-depth Ink Business Cash® review before you apply. With no annual fee, small business owners can earn cash rewards fast, but is it right for you?
Compare Chase Sapphire Preferred to:
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For rates and fees of the Chase Sapphire Reserve® card, please click here.
For rates and fees of the Chase Freedom Unlimited® card, please click here.
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